Home invasion is one of those threats that many homeowners fear the most. During an invasion, it isn’t just theft that happens. Many home invasions lead to assault, injury, and worse, death. Unfortunately, it is something that the society cannot completely eradicate. Burglars are just about everywhere. According to statistics, over 8,000 home invasions happen every day in North America alone. But of course, there are steps that you can take to avoid yourself and family becoming a victim of this dangerous crime. And some of them are the following:

  • Be aware of your surroundings. One of the many mistakes of homeowners is that they leave their valuables – cars, jewelry, and gadgets – unattended and openly visible to others. Keep in mind that no matter how safe you think your surroundings might be, it’s still not a good idea to put your valuables in places where other people can see them. Simple mistake like this provides temptation and opportunity for unscrupulous individuals. It’s also important to pay attention to what’s happening around you, particularly when you’re walking or travelling alone.
  • Know your neighborhood. If you don’t know everyone who lives on your street, then start knowing them now. This will help you determine when something is out of place or wrong. You should learn their lifestyle patterns, what cars they drive, and the estimate number of people living in your area. Jogging and walking with a dog are a fantastic way to meet your neighborhood and know them. Just be aware about giving information. To be safe, don’t let them know too much about you.
  • Don’t open your door. There are no rules saying that you should quickly open your door once someone knocks or rings your bell. Home invaders sometimes pretend as a salesperson, a repairman, or someone who is distressed and needs a shelter. Before you open the door, ask first who is knocking, or you can also use your peephole to identify the person on the other side. If you don’t know or trust the person, do not open the door; talk through the door instead and ask what the person needs.
  • Do not share your security plans with others. Another safety step that you should follow is to never discuss your security plans with other people, particularly with people who are not part of your family. Some people may potentially use this information against you, or may accidentally share it with others. So whatever security plans you have – anything from keys to security codes and alarms to hidden cameras – don’t tell it to others.
  • Install a high-end security system. And finally, install a security system, as much as possible, with an alarm, camera, and lock. Call a near me locksmith in your area to help you with your home and family security needs.

How to Protect Yourself and Your Family Against Home Invasion

As what experts say, “We all have a responsibility to be safe.” So take charge of your safety, and follow these simple steps to help you protect yourself, your family, and your home.

SMSF is the short term for Self Managed Super Funds. Sometimes, it is also called the DIY or Do it Yourself Super Funds. Such kind of investment is a retirement fund available in Australia. It is the same as the self managed superannuation fund where the SMSFs invest the contribution given by its members. It also gives benefits to the members whenever they retire and also gives the beneficiaries with death benefits in case there is a death of the member.

If there is one main difference of SMSF and the other superannuation funds, it would be the members of the SMSF are also its trustees. It is also referred as the directors of a corporate trustee. It implies that they need to plan and execute the investment strategy for their fund, manage payment benefits and accept contributions. Read more at http://ezinearticles.com/?The-Self-Managed-Super-Fund-Strategy&id=3286338

Self Managed Superannuation Fund

There is a broader choice of investment for SMSF as compared to the other super funds. There is an option to make direct property, direct shares and investment management.

The SMSF members need to appoint the approved auditors. They also need to select the accountants, tax agents, administrators and financial advisors. Even so, the utmost legal job for the compliance of the fund would be under its individual trustees.

SMSF requirements:

  • The sole reason why SMSF is maintained should only be for retirement purposes of the members.
  • The members of the SMSF should be limited to five members.
  • Each of the members is also the trustee.
  • For single member SMSF, there is a need to appoint a company as its trustee or there should be another person to act as individual trustee.
  • Unless the members or trustees are associated, it is not allowed for the fund member to be an employee of a different member of the fund.
  • It is not allowed for the fund trustee to receive compensation of any kind for the services as being a trustee.
  • It is fine for the SMSF to give financial assistance or lend money to its member.
  • An asset cannot be acquired by the SMSF from a fund member or other related person to the trustees. There is an exception with managed funds, business real property and listed shares.
  • It is not allowed for the SMSF to borrow. Some limited exceptions are applied.
  • It is required for the trustees to set out the objectives of the funds as well as the formulation of strategy for the investment. All of such must be in written form and must be reviewed on a regular basis. With such, it can be ensured that the objectives will be fulfilled.

SMSF advantages:

  • There is higher control over the funds for retirement as well as its way to be invested.
  • There is a wider choice for investment as opposed to funds that are offered publicly.
  • It is possible for the SMSF to be moved from generation to generation.
  • It can manage to pay for the opportunities of benefit payments as well as estate planning.